Final Segment 1 Title: 'Cramer's Game Plan   For Next Week' .  .  .  .  . Featured Stock(s): Visa Inc. (V) (the symbol will be "V" when its IPO occurs 3/20 or 3/21, as expected. See V's official website here. See the Yahoo! Finance profile for V here. (this won't work until the IPO occurs after 3/21/08) See Closing Segment 2, below...

After this segment, you can see Jim's Sudden:Death picks here...

        

JJC:    Days like today, when we're down 316 points, make us want to pull all of our money out of this horrible market, and put it in anything else...

But, in every bear market, there is a silver lining, if you know where to look...

One of the things I learned from running my hedge fund is that, when you get a market that turns South like this... when it becomes really diffucult to make money, and people start pulling out of stocks all together, which is what's happening all over Wall Street right now...  the brokers, after they have thrown you under the bus, like to toss you some easy wins... 

You see, they want to give you a gift, to get you back into the casino...

And the way they do it is by giving you what I think could be called a lay-up intitial public offering... something that they underprice to you, so that people who trade, who give them commissions buying other stocks, can get in on the deal, and maybe start feeling good about the whole market again...

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Now, these kinds of IPOs - underpriced ones - are really good for everyone...

You get the equivalent of free money.  And later on, the shareholders in the deal, who you really think are greedy, because this thing came public low...  they get to sell it in the aftermarket for a much higher price, so everybody wins...

Now, I have a feeling that the Visa Inc. (V) IPO coming next month, will be one of these deals...  

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The IPO market has been really crummy lately, if you can even say that there is one...  and the brokers are now desparate to give their clients a win... and I think that win will be Visa, which is gong to trade under the symbol, "V"...  and I think that you've got to be there...

That's why your Game Plan for Next Week is to do everything you can to try to get in on the Visa IPO...

I'd love to start now... I'd love to tell the brokers now...

You don't want to be one of those guys who hears it right before... the day before it comes public... and says, "Get me some Visa!"...   Those guys won't get stock... trust me. 

The Street really does want to reward you right now...  This is instant opportunity.

So, next week... you need to go ask for some Visa...

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How is Visa, the company, as opposed to Visa, the giveaway (IPO)?...

The big comparison is to Mastercard (MA), which came public in 2006.  It's been a huge winner for the people who got in early, including hopefully... you, because I praised this thing endlessly...

It closed at $46 on its first day of trading, and its up 313% since then.  And that's with the stock way off its high.

I think this stock is a giveaway, but I wouldn't be recommending Visa, if I didn't think it could follow the Mastercard model to some extent...

In other words, I'm never going to recommend a stock because I think it's going to give you a pop, if I think it's crummy... and this one isn't.

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With Visa's IPO pricing at a range of $37 to $42.... That's what we're hearing... that's called the price talk... MA is actually a better value, based on earnings... and I definitely recommend buying MA on any weakness off this deal, as I suspect that shareholders might ring the register, lock in some gains, and then take the proceeds and then buy Visa with it.

Now you don't want to own both... That's silly and anti-diversification...

But there's good reason to think that Visa can go much higher too...

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First of all, Visa's bigger than Mastercard.  They're the market leader in electronic payments.  In 2006, Visa did $3.2 trillion in volume, on 44 billion transactions, which was almost double the numbers that Mastercard put up.

Visa's got 62% of the electronic transactions market, and Mastercard only has 32%.

The larger the payment network, the more attractive it is for banks to join.

Electronic payments is one of the huge secular growth trends around the world.  It's not just domestic at all.  It should make you a lot of money for a long time...

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This company has no credit exposure.  It makes money processing electronic payments. 

A lot of people get this wrong...  A lot of people also think that, if the consumer slows down domestically, it's going to hurt them...  These are big international companies, and each transaction makes a little money.

There were 71 billion transactions...  I think that could double in three years.

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The big question...  Can Visa follow in Mastercard's footsteps?...

I think it will do what MA did... It will keep making itself more efficient quarter after quarter...  I mean, that was big engine of MA's run up... It could be like that for Visa. 

Plus, Visa has got the sponsorship for the Olympics...  They're the official payment card, and exclusive payment service for the 2008 Beijing Summer Games, the 2010 Vancouver Winter Games... the 2012 London Summer Games... you get it...  They are the olympic team.

It will matter.  It's a great branding event, believe me.

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The Bottom Line!:      When Wall Street hands you a gift, take it. Think about getting in
on the Visa Inc. (V) IPO (i.e., their initial public offering)...

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